Everyone who lives in Canada must pay taxes. Taxes help pay for government services and programs that benefit everyone. For residents of the Saint John Region, there are two main types of taxes you will pay: income tax, and sales tax. For newcomers and residents who have a lower income, there are ways to spend less on taxes, or get some portion of tax payments refunded.
Income tax
Income tax is money you pay based on your income. Generally, the higher your income, the higher percentage of income taxes you’ll be expected to pay. These taxes fund services the government provides, such as health care, roads, and education. New Brunswick's personal income tax is administered and collected by the federal government through the Canada Revenue Agency. New Brunswick personal income tax rates and bracket structures are applied to federally-defined New Brunswick taxable income.
More information on income tax
You must file your income tax return each year by April 30th.
More information on filing your tax return
If you need help preparing and filing your taxes, the Government of Canada offers free tax clinics through the Community Volunteer Income Tax Program.
Sales tax
Sales Tax is charged when you buy items and pay for services. This is called the Harmonized Sales Tax (HST) and it adds 15% to the price of goods and services in New Brunswick.
More information on sales tax
Tax credits and benefits
For lower-income Canadians there are tax credits and benefits that can help you spend less on taxes. The New Brunswick Low-Income Tax Reduction was implemented in 2001. These amounts are used to reduce tax payable. Eligible low-income families with dependent children may also receive the New Brunswick Child Tax Benefit and the New Brunswick Working Income Supplement.